John Cipolla Insurance Consultants Inc.6811 West 63rd Street, Suite 301
Shawnee Mission, Kansas 66202
(800) 733-5131
jlcipolla@aol.com
John L. Cipolla Insurance Consultants was formed in 1975 and incorporated in 1988. Most of their time is devoted to writing life and accidental death programs for the Fraternal Order of Police as well as other law enforcement organizations. The agency insures lodges of all sizes across the country. State or Local lodges wishing to provide a low cost benefit to all their members may design a plan to meet their own need of providing benefits to all members, active and retired. They can assist your lodge with the following:
Group Life Insurance
- Life Insurance benefits are paid when a member dies from any cause
- Benefits can continue for the life of the member
- Lodges provide Life Insurance as a benefit of membership
- All members, active or retired are insured
- Rates are based on the average age of the membership
- Members dates of birth is the only information needed to determine cost
- Data is submitted to several insurers to assure the best rates and benefits
- Rates are guaranteed for two or three contract years
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Accidental Death and Line of Duty Benefits
- Accidental Death benefits are paid when a member dies from accidental bodily injury
- Low cost way to provide a benefit for all members
- Accidental Death benefit is 24 hour coverage, on or off duty
- Benefit can double if accident is in the line of duty
- Special "Expanded" Accident benefits
Accidental Death: |
$10,000 Accidental Death |
| $10,000 Total Benefit | |
Line of Duty Death: |
$10,000 Accidental Death |
| $10,000 Line of Duty | |
| $20,000 Total Benefit | |
Line of Duty / Occupational Assault: |
$10,000 Accidental Death |
| $10,000 Line of Duty | |
| $ 5,000 Occupational Assault | |
| $25,000 Total Benefit | |
Travel Accidental Death
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State or Local Lodges wishing to provide this coverage may design a schedule of benefits to insure board members and trustees while traveling on Lodge business.